About Us

We get your life insurance claims paid, NOW.

We help people to get insurance companies to do the right thing, to fully and fairly pay all the benefits owed, without excessive investigation, and we get the insurance company to pay more when they have violated your right to "peace of mind."

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Do you need a Life Insurance Lawyer Now?

Insurance is one of the most important, most bought things, but most people never know if their insurance company will "be there when they need them." Only a few people have claims on insurance policies, even though everyone buys a lot of insurance. People buy more insurance then they know. Why do people buy insurance? The biggest answer, confirmed by the Courts, is for "peace of mind." Insurance is not an ordinary contract, between two businesses, where if one side breaks the contract, they will pay ordinary money damages. Insurance is a special contract, for peace of mind, and the Courts support that. When an insurance company breaks its promises... Read More

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We know why you bought life insurance.

Because you wanted to care for your family if something happened to you. (Bonus question: do you know that many life insurance policies have provisions for partial payment, if you are alive, but suffer a severe injury, such as the loss of a limb or vision? Find out more). This .peace of mind" purchase is the basic promise of life insurance. Life insurance makes another, basic and important promise, too: Life insurance promises to pay after you are gone, and unable to speak up about why you bought the policy, and what you expected. Life insurance is that unique product that only goes active after you have passed away. Because the very product... Read More

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  • We are the Best Life Insurance Lawyers

    For life insurance counsel.

    Why Because we have a unique mix of insurance experience, law experience, and concern for people that will drive us to do the best. All cases turn on the particular facts and law, but will bring to your our best attention and focus, to do the best we can on your case. We are not too small, where a lawyer lacks experience and knowledge, and we are not too big, where your case gets put in the back of the file cabinet. We work cases hard and smart, and are known for being very aggressive and very professional. We represented a variety of insurance companies... Read More

  • For life insurance claims, we have a special passion to get these benefits paid.

    That an insurance company would delay, resist, over-investigate, and ultimately deny paying life insurance benefits, is especially evil. A person who was concerned enough to make the right arrangements in life, is owed a real obligation that those arrangements be fulfilled in that awful circumstance when he or she is not around to fight for those rights. Read More

  • As a special additional consideration for our clients, who have suffered through so much, we offer grief and counseling referrals, and we will cover the cost of the initial session.

    We believe strongly that when a life insurance company wrongfully denies paying on a life insurance policy, that betrayal affects the people who should have received the benefits. Whether the children, wife or husband, parents, or other loved ones; anyone who should have received benefits but has wrongfully been denied, deserves the benefits and a time to be heard, too.

  • We have fought for policy coverages and benefits on a variety of life insurance policies, from the small, to $20,000,000 in policy benefits.

    We are experienced in life insurance policy litigation, and insurance litigation. We know where the life insurance companies push and attack these policies, to make it hard on the families who are entitled to benefits. When a trust holds the policy, we know how to get the policy paid, as well, and will use all the tools available to get the policy paid.

  • High Hat” or “Key man or Key person” policies. These are large policies, generally held in the name of a business, to insure the life of a founder or important employee of a business.

    Sometimes a key actor will have substantial insurance. When there is a need to push the insurance company to pay on these policies, we should be your first call. We are able to litigate these policies, too, with energy, brains, and aggressive spirit.

  • We should be your choice for life insurance counsel.

    Why ? Because we have a unique mix of insurance experience, law experience, and concern for people that will drive us to do the best. All cases turn on the particular facts and law, but will bring to your our best attention and focus, to do the best we can on your case. We are not too small, where a lawyer lacks experience and knowledge, and we are not too big, where your case gets put in the back of the file cabinet. We work cases hard and smart, and are known for being very aggressive and very professional. Read More

  • Don’t give up when a life insurance company denies your right to life insurance benefits.

    Call or email us, to find out more information on your claim, and how we can help. All calls and emails are strictly confidential and privileged; and there is no charge for getting in touch with us to see if we can help. You have nothing to lose. The insurance companies hope you will never call or email us. Read More

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  • People Say

    MM, client.

    “Five Stars for Joseph Fogel and his team! They were so nice to me from the start and always there to help. Tough on the other side. The best.”

  • People Say

    TM, client.

    “It is so rough when the life insurance company said they would pay the wrong person. I knew the document was wrong. Life Insurance Lawyer NOW was able to find things that helped everyone else know it, too. Great lawyers. Thank you again.”

  • People Say

    HK, client.

    “Great people. Great lawyer. Really explained things, no legal mumbo.”

  • People Say

    JM, client

    “Best decision I made was to hire Life Insurance Lawyer Now and Joseph Fogel. Felt better right away, got everything I deserved.”

  • People Say

    TC, client.

    “When the life insurance company won’t answer your questions and won’t follow the rules, Fogel makes them finally follow the law. Very happy I hired life insurance lawyer NOW.com”

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We have over 20 years of California Life Insurance Law Experience

Nevada, Arizona, and Florida.

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