Life insurance company won’t pay claim. Says the premium was not paid

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Life Insurance Company Won’t Pay Claim


What to Do If the Life Insurance Company Won’t Pay Claim?

Endless Investigations are a Way of Not Paying

If the life insurance company takes more than sixty days to pay your claim, you have a problem. The life insurance company is working hard to find a reason to not pay, or trying to wear you out. If the questions never stop, if providing one document only leads to the insurance company asking for two more, you are stuck in an endless investigation. You want it to end with the payment of the claim–you’re going to need a lawyer who really knows this area.

Life Insurance Company Demanding Medical Authorizations

When a life insurance company demands medical authorizations, this usually means they are looking for something in the medical records to use to not pay the claim. Especially on life insurance policies that were sold less than two years before the claim is made, the company will heavily investigate the person’s medical records and history. Because medical records can be complicated, combined with the questions on the medical questionnaire part of the application, you should get your life insurance lawyer involved right away.

Life Insurance Company Demanding a Statement from You, or Sending an Investigator to You

If the life insurance company has hired a private investigator, you really need to have a lawyer on your side. The life insurance company will use the private investigator to intensively look for any information to use to not pay the claim. If the insurance company or its private investigator has asked for your statement, or recorded statement, or to come to your home and ask you questions, you really need a good life insurance lawyer on your side. These interviews and statements are designed to get you to say something that the life insurance company can use against you, and to deny the claim. The life insurance company has a well designed plan to not pay your claim. You need a life insurance attorney to help you get that paid.

Life insurance company won’t pay claim

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