Life Insurance Lawyer San Jose

Life Insurance Lawyer San Jose

San Jose is the center in many important ways of Silicon Valley and the dynamic industries of the Bay area.  This area is the third largest in terms of population, and in the center of the Santa Clara Valley, on the southern shore of the bay.  San Jose is the tenth biggest population center in the US.  There is so much business, affluence, and innovation going on here that it is no surprise that there are people who need help on life insurance interpleader and when life insurance companies won’t pay.  Whether the life insurance policy is through work, or purchased on line or through a life insurance agent, these issues can happen.

Most of the large employers, financial and technology companies in the San Jose, California area offer some life insurance through the workplace.  Many well compensated employee also choose to buy additional benefits, for themselves and their families.  Even people who have some coverage through their jobs, may also use fintech or just a regular life insurance agent to buy more life insurance policy coverage.  It is a comforting thing to have even if you never expect to use it.  Likewise, a life insurance policy is in force and protecting you and your family after it is purchased.  But a wrinkle in the law gives life insurance companies a chance to rescind or undo your life insurance, if there is a claim in the first two years, and the company can successfully show there was some undisclosed reason that would have stopped it from selling the policy, had it known before the claim.  These types of cases, where a life insurance company won’t pay even after a person passes away, are the most devastating for families.  We believe strongly that life insurance companies should pay on the policies if the person has passed away, and we fight for your right to payment.

We have helped clients in San Jose and the Santa Clara Valley many times.  We have been very successful in helping clients get paid fast when it looked like the insurance company was going to deny the payment.  The life insurance company for one client started asking lots of questions, including asking for medical authorizations to be signed.  When we got involved, we quickly got the insurance company to pay the claim, of more than $250,000 without further delay.  The client even was paid interest from the time of the delay, from before we got involved.  Another time, an employer seemed to be changing paperwork up, to try to make it appear that the client’s mother did not work enough hours to be eligible for the higher level of insurance.  We got involved, made it clear to the employer and the life insurance company that any delay in payment would not be tolerated–and our client was paid the next week.  Whatever the facts that the employer or the insurance company may be throwing at you, we are here to push back, and make them live up to their promises–to you and your family.

In San Jose, many of the large employers help to manage the life insurance coverages, through ERISA.  This is supposed to be a benefit to you, to reduce costs, but ERISA raises many serious legal issues.  If your policy coverage is through work, we urge you to consult us first, because ERISA is very tricky, and doesn’t help people get paid like they should.  We have had clients in San Jose who needed us to get involved, to make the claim, because they could tell from the very start that the employer did not want to see the claim paid.  Sometimes the employer fears a financial hit if the claim is paid, sometimes they just don’t want to help, but we have seen that having a lawyer working on your side shows that you are serious and that you should be paid.

We are also here for your interpleader law questions and cases.  This is your one chance to get justice on the life insurance policy.  We will help get this right.

We have done this a lot.  We take the time to know you and your case.  We start working for you NOW.  We communicate with you, respond to your calls, are available to you.  We focus on how to win your case.  If you have a problem getting your life insurance claim paid, rescission, beneficiary disputes, or your policy has been cancelled or has other issues on it, you need to contact Life Insurance Lawyer or life insurance  Use the form on our site, or email us, or call (888) 997-4070 or (818) 937-0937 to speak directly to an experienced life insurance lawyer.   We are the best life insurance lawyers around, and we are real lawyers, not a lawyer referral service or “middleman”, we are here for you NOW.

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We have over 20 years of California Life Insurance Law Experience

Nevada, Arizona, and Florida.

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