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San Diego Life Insurance Lawyer

Many people will agree: the best places to live are in San Diego, and close to San Diego. With miles of coastline, and beautiful land all around, great ocean air, and mostly sunny days, this is a wonderful place to live. We have clients throughout the San Diego area. Most of the time, we are able to work with clients just by phone and email, so they never even have to come to the office. We are happy to make appointments with you, at the office, or to come to you. We work hard to make this difficult time easier for you, so you can focus on other important things.

From the Torrey pins, to the avocado orchards, Comic-Con to Coronado, Apple orchards to the world famous San Diego Zoo, the San Diego area has more than something for everyone. High rises downtown, shoreline, surfing, harbor seals and Navy Seals, San Diego has so much. While spread out, the area is about the eighth most populated city in the United States, and usually the second or third in California. With one of the top climates anywhere, a generally safe and friendly city, we have the privilege of having many clients in the area.

Our clients in San Diego county include families and people who have retired to enjoy the area. For both, our clients tell us that they just want the life insurance company to stop playing games, asking too many questions, and delaying payment. People expect for a life insurance company to pay a policy out without delay, if there is a claim made on the policy. Instead, our clients tell us that they suddenly felt like they had become suspects. The life insurance company did not seem to believe anything that our clients told them. Even more insulting, the life insurance investigation seemed focused on attacking the truth telling of the person who was insured and had passed away. The life insurance company accepted the application, sometimes even the company’s agent filled the application out for the insured. The life insurance company was careful to get a payment whenever it was due. But when the family needs the claim paid, instead they get a tough investigation. Or just a refund check, for the amount they already paid for the policy, instead of the full amount that was promised. We help each of these clients to get what is due under the policy.

Some of our clients in San Diego have moved around a lot making it hard for them to find documents. Don’t worry! We help responding to the life insurance company. We don’t make people who have just lost a loved one, worry more about finding some odd records from the past. Instead, we aggressively push back against the life insurance company, to make them follow the laws and regulations, to quickly review and pay claims. We don’t let life insurance companies avoid payment because someone there has a hunch, or suspicion about things. Claims have to be paid unless there is a very clear legal and factual explanation for not doing it. We know the California law and we make sure that the life insurance company decision makers–who are often not even in the state–follow the laws that protect all Californians, and our clients in San Diego.

Some of our clients in San Diego have interpleader complaints. An interpleader is just a legal process where a judge decides who gets paid the life insurance benefits. An interpleader takes place when two or more people seek the same money. There are competing claims, in the view of the life insurance company. The life insurance company will avoid making a decision, paying one over the other, by filing a lawsuit, called an interpleader. The interpleader process gets the judge to decide, not the life insurance company. The side that does not get paid loses any rights against the life insurance company, too. So an interpleader is the who decision–there are no cases after that.

For our interpleader clients, it is hard when you know you are right and the other side is not. But the problem is, this is now a lawsuit that has to follow the correct legal process. Even people who are right can lose a lawsuit. Lawsuits are lost when a person doesn’t provide all the evidence, in the right way, for the judge to see. There are lots of ways people and even their lawyers lose cases. Because we are often in Federal Court, and we often handle interpleaders, we will make sure that all the good evidence is heard by the judge, so you have the best chance of winning what is right.

We have done this a lot. We take the time to know you and your case. We start working for you NOW. We communicate with you, respond to your calls, are available to you. We focus on how to win your case. If you have a problem getting your life insurance claim paid, rescission, beneficiary disputes, or your policy has been cancelled or has other issues on it, you need to contact LifeInsuranceLawyerNOW.com or LifeInsuranceJustice.com. Use the form on our site, or email us, or call (888) 997-4070 or (818) 937-0937 to speak directly to an experienced life insurance lawyer. We are the best life insurance lawyers around, and we are real lawyers, not a lawyer referral service or “middleman”, and we are nice to work with, too; we are here for you NOW.