How We Make Companies Pay on Life Insurance “small” policies
We don’t like it when a life insurance company refuses to pay on a “small” life insurance policy. A promise is a promise, and that life insurance company promised to pay in the tragic event of the loss of a loved one. Your loved one cared enough to get the life insurance policy, to pay for the life insurance policy, and do whatever the life insurance company requested to keep the policy active. Life insurance “small” policies are important policies – as $25,000 can mean a huge difference to a regular family. The point, even more than the size of the policy, is that the life insurance company made a promise – and we will hold them to pay what they promised.
Life insurance companies will exaggerate or misstate information in a medical questionnaire to make it look like the insured made a misrepresentation.
Almost always, when a life insurance company says one of our clients “misrepresented” a medical fact, or mistakenly answered something on a medical questionnaire, they are seeking to put the blame on YOU. We are very experienced at reviewing medical records, to determine if a person even knew of a medical test or condition, that the life insurance company contends they withheld.
We litigate life insurance “small” policies with great energy and vigor. The life insurance company will be held to comply with all of the regulations and laws, even if they are from outside of California. Too often, life insurance companies seem run just by business people without any advice from lawyers who actually know the laws of each state. We will get all the facts supporting payment on your policy, and show how the life insurance company does this wrongful conduct to many other beneficiaries.