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3 Key Reasons Why You Need An ERISA Expert

3 Key Reasons Why You Need An ERISA Expert

Does Your Employer or Insurance Company Suddenly Say ERISA to You? What does ERISA mean? 3 Key Reasons Why You Need an ERISA Expert!


1. ERISA is something you may start to hear when you have problems with your insurance payments. ERISA started as something to supposedly help workers and their families, but has become a very complicated, pro-insurance company set of laws.

Very few lawyers are knowledgeable about ERISA policies and plans.  These cases go straight to Federal Court, in the United States District Court.  Only 3-4% of lawyers practicing regularly go to Federal Court, and know the complicated, special rules that exist there.

If you are having a problem with insurance, life insurance or otherwise, and ERISA is involved, you need an attorney like us, who specialize in these insurance cases.  These are the reasons why you need an ERISA expert.

2. ERISA is an employment benefit insurance policy or plan.  That means, you get the life insurance or other insurance as part of the benefits from your employer.

3. ERISA started in the 1970’s as a law to protect workers.  These days, it has become so highly specialized and unique, that it is usually used against the unsuspecting and unprepared. 

If Your Insurance Claim Involves ERISA, You Need a Lawyer who is an Expert.

ERISA is incredibly specialized.  It relates to Federal common law, and Federal trust law, and then as to contracts for employment benefits.  The history of ERISA litigation is twists and turns, and of employees who are not getting their benefits paid.  Even the Court review is anything other than an ordinary person or ordinary lawyer would expect.  Special care must be done immediately, before an ERISA appeal, to prepare such a claim for review.

We urge you not to take on an insurance company and ERISA yourself, or with an ordinary lawyer.  ERISA is highly specialized, peculiar, and demanding.  You get one shot to get all the facts that help you into the insurance file–this isn’t like ordinary civil litigation.

Don’t risk it–get an ERISA Expert Life Insurance Lawyer on Your Side Now.

We have done this a lot.  We take the time to know you and your case.  We start working for you NOW.  We communicate with you, respond to your calls, are available to you.  We focus on how to win your case.  If you have a problem getting your life insurance claim paid, rescission, beneficiary disputes, or your policy has been cancelled or has other issues on it, you need to contact Life Insurance Lawyer NOW.com or life insurance justice.com.  Use the form on our site, or email us, or call (888) 997-4070 or (818) 937-0937 to speak directly to an experienced life insurance lawyer.   We are the best life insurance lawyers around, and we are real lawyers, not a lawyer referral service or “middleman”, we are here for you NOW.

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Why You Need Your Own Expert Life Insurance Lawyer

Why You Need Your Own Expert Life Insurance Lawyer

The life insurance company already has one – and most likely, a very experienced one – and that’s just one reason why you need your own expert life insurance lawyer.

Every significant life insurance claim that the life insurance company seeks to deny is run through the lawyer’s office, looking for ways to strengthen their denial and therefore not paying you. It’s going to take an expert to defeat them – and that’s where we come in.

That doesn’t mean the Insurers denial is legal or permissible – the life insurance company is just making their own defense stronger. 

You really need to have an experienced life insurance lawyer, who knows the California law and regulations, to go fight for your benefits.  If your life insurance claim is already denied, or on the road to denial, you really need us.  Because we are a California life insurance lawyer, and ready to start NOW, we are here for you. The Life Insurance Companies have numerous tactics to deny your policy benefits.

WE have been on the other side – that of the Life Insurance Company – and we know how they work.

While the calls and information that you get from the life insurance company may not make sense, to their life insurance lawyer, it is all part of the game plan.  The company is on the “road to denial” of your life insurance claim,  pure and simple.  It is easy for a life insurance company to pay a claim – they just do it.

Have you received a Cancellation notice from the insurance company? For a life insurance policy in California, the life insurance company has to send a “Notice of Cancellation for Non-payment” to the insured–and anyone else designated for notice on the policy.

Denials take more time and more of the life insurance company attorney game plan.  We are qualified to undo your life insurance claim denial,  and to get your claim back into the payment side of the life insurance company.  Our hard work will show the facts that support payment, and to dispute the wrongful allegations of the life insurance company, are best started NOW, before any more time goes by. That’s why you need your own expert life insurance lawyer.

Why it is Better for You to Consult Us Earlier, not Later

Life insurance companies like to follow their processes to deny a claim.  They company position is that once the process has been followed, and they have denied your life insurance claim, then something has to happen to change their mind.  Like a person who is set in their opinion,  much more persuasion must be made to get a life insurance company to undo a life insurance claim denial.  We are life insurance lawyers who really know how to get the life insurance company to pay before the denial, and we can do it after the denial, too, but that is always a bigger challenge – to change the made up mind.

We know the life insurance company plan for denial of your claim –  an endless stream of requests for additional documents, various papers to be signed, all designed to waste your time and frustrate you – all while they seem to be caring, understanding, genuine, and nice.    We know the life insurance company claim denial plan, and we know how to get them into the claim payment position.  This is specialized work; you need a real California life insurance lawyer NOW to help on your claim, to take the worry off of you, and to get the payment you deserve.

We have done this a lot.  We take the time to know you and your case.  We start working for you NOW.  We communicate with you, respond to your calls, are available to you.  We focus on how to win your case.  If you have a problem getting your life insurance claim paid, rescission, beneficiary disputes, or your policy has been cancelled or has other issues on it, you need to contact Life Insurance Lawyer NOW.com or life insurance justice.com.  Use the form on our site, or email us, or call (888) 997-4070 or (818) 937-0937 to speak directly to an experienced life insurance lawyer.   We are the best life insurance lawyers around, and we are real lawyers, not a lawyer referral service or “middleman”, we are here for you NOW.

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Life Insurance Company Medical Records Request

Life Insurance Company Medical Records Request

On top of all the coercive life insurance policy investigations we see, one that is on the top of the list is the Life Insurance Company Medical Records Request – and that just one way the Life Insurance Company will try to deny your claim.

Why Do Insurers Seek Medical Records?

There is no justification for the life insurance company to seek the medical records after a person passes away if they actually want to pay the policy.  The only reason that the life insurance company sends medical authorizations for someone else to sign, is to get records to argue that the person made misrepresentations in the life insurance application – and that they should not get paid.

The Goal of the Life Insurance Company is to NOT pay Your Claim.

We have seen life insurance companies demand that beneficiaries sign on the dotted line, when they have no obligation to sign a medical authorization.  Sometimes the life insurance companies say they need the medical authorization so they “can pay the claim” or “as a regular part of their investigation” or “to help you.”  Each of these statements is false, or incomplete.

Signing A Life Insurance Company Medical Records Request Only Helps The Insurer.  

It is only to help the insurer in gathering information to support their position in not paying you a dime. 

Don’t give the insurer evidence to deny your claim. That’s exactly what a Life Insurance Company Medical Records Request is aiming to do.

The life insurance company demands the medical records authorization for one reason only:  to look for anything to use against you, and to avoid paying your claim for life insurance benefits.  The medical authorization never helps you, it is only to create something, anything, that the life insurance company can use to avoid paying you.  They are experts in tricking and wasting time.  We can help, preventing the unrequired provision of a medical authorization, and getting your benefits paid right away, NOW.

We have done this a lot.  We take the time to know you and your case.  We start working for you NOW.  We communicate with you, respond to your calls, are available to you.  We focus on how to win your case.  If you have a problem getting your life insurance claim paid, rescission, beneficiary disputes, or your policy has been cancelled or has other issues on it, you need to contact Life Insurance Lawyer NOW.com or life insurance justice.com.  Use the form on our site, or email us, or call (888) 997-4070 or (818) 937-0937 to speak directly to an experienced life insurance lawyer.   We are the best life insurance lawyers around, and we are real lawyers, not a lawyer referral service or “middleman”, we are here for you NOW.

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You Need A Real Life Insurance Claims Denial Lawyer

You Need A Real Life Insurance Claims Denial Lawyer

We have decades of experience in dealing with Life Insurance companies – we have  worked for them and know their tactics and tricks – You Need a Real Life Insurance Claims Denial Lawyer!

Your case needs someone who knows how they think, and how to defeat them – that’s just one reason to call us now.

Too often, other lawyers have caused people too many more headaches, when they were supposed to help.  At life insurance lawyer NOW.com and life insurance justice.com we are here to help, not make more headaches.  Even if you have had bad experiences with other lawyers, we will show you that we are different.

2. Some lawyers don’t really know their practice area – but we are experts in life insurance law. 

We love doing life insurance law and helping people at a serious and important time in their lives.  We are not just learning the law on your case – we know the law.  We have the right experience to do a great job for you, and the enthusiasm to care enough to do it.

Call us for a consultation – get the opinion of an expert concerning your case.

We really want to help, even if that is just providing information and answers to your questions, making a complicated system make sense.  Our consultation (which is worth more than $2,500) we will provide without charge, so you can have your questions answered.  Many times, we are able to give the guidance so a person doesn’t even need to hire us, but knows what to do next.  We provide the consultation without charging you because we want you to not have any barriers to getting the information and answers you need.

The life insurance company has been doing these claims a lot more than any of our clients; they wrote the policy, influenced the law, and have a plan for your claim.  You have suffered the loss of a loved one, you need your questions answered, you should make your best move and contact us without delay or worry.

3. Life insurance companies are experts at complicating matters, bogging you down with unnecessary and voluminous document requests, rescission, application misrepresentation, and other delays to waste time.

We know their tactics and how to win – their tricks won’t work with us. 

We have done this a lot.  We take the time to know you and your case.  We start working for you NOW.  We communicate with you, respond to your calls, are available to you.  We focus on how to win your case.  If you have a problem getting your life insurance claim paid, rescission, beneficiary disputes, or your policy has been cancelled or has other issues on it, you need to contact Life Insurance Lawyer NOW.com or life insurance justice.com.  Use the form on our site, or email us, or call (888) 997-4070 or (818) 937-0937 to speak directly to an experienced life insurance lawyer.   We are the best life insurance lawyers around, and we are real lawyers, not a lawyer referral service or “middleman”, we are here for you NOW.

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Change A Beneficiary With A Power Of Attorney

Change A Beneficiary With A Power Of Attorney

Change a Beneficiary with a Power of Attorney – Why Using a Power of Attorney to Name a Trust or Change a Beneficiary is a Great Idea

Sophisticated estate planning sometimes uses a life insurance policy in a life insurance trust.  An irrevocable life insurance trust (ILIT) can be a valuable tool but it raises additional life insurance issues.  One of those issues is that an irrevocable life insurance trust will have a trustee and a Power of Attorney. These matters can often become litigation with the life insurance company – we have decades of expert experience in these issues.

That Power of Attorney must be broad enough to handle all of the expected and unexpected needs of the life insurance trust.  Because some of these complexities vary state to state, it is unrealistic to expect that your Power of Attorney will be effective, everywhere.

We urge the proper drafting and review of a Power of Attorney, keeping in mind the state where the life insurance trust is located and the state where the life insurance company is located.

Even then, when a life insurance trust approaches the time of benefits being paid, a prudent review of all the paperwork should be conducted by an experienced attorney.  This is the last moment to try to avoid any issues arising with the life insurance company –  especially if the life insurance policy was purchased in the last two years, and the benefits may be needed right away, nothing should be left undone in making sure that the life insurance company will pay.

We can review the Trust and Power of Attorney documents for you – call for a consultation.

We have done this a lot.  We take the time to know you and your case.  We start working for you NOW.  We communicate with you, respond to your calls, are available to you.  We focus on how to win your case.  If you have a problem getting your life insurance claim paid, rescission, beneficiary disputes, or your policy has been cancelled or has other issues on it, you need to contact Life Insurance Lawyer NOW.com or life insurance justice.com.  Use the form on our site, or email us, or call (888) 997-4070 or (818) 937-0937 to speak directly to an experienced life insurance lawyer.   We are the best life insurance lawyers around, and we are real lawyers, not a lawyer referral service or “middleman”, we are here for you NOW.

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Power Of Attorney In A Life Insurance Claim

Power Of Attorney In A Life Insurance Claim

Using a Power of Attorney in a Life Insurance Claim – Here’s Why a Power of Attorney for a Life Insurance Beneficiary Can be No Power at All.

If you are trying to get a life insurance company to follow a Power of Attorney, be warned.  These can be a real headache for a life insurance beneficiary. Are you an insured person seeking financial protection? Are you a family member or claimant? We can help.

A Power Of Attorney Is Not Always A Simple Or Straightforward Document.

Just as it can be complicated for a regular person reviewing and completing it, the life insurance claims personnel can get easily confused with a Power of Attorney form.

According to AmericanBar.org:

  • “The power may give temporary or permanent authority to act on your behalf.
  • A power of attorney may be revoked, but most states require written notice of revocation to the person named to act for you.”

States Regulate Their Own Requirements for a Power of Attorney. 

So, different states have different requirements.  You may be in a very different state from where the life insurance company handles the claim.  The people in the life insurance claims office may not know the laws and regulations of your state (or even their own) as the life insurance claims adjusters are not lawyers.

Using a Power of Attorney in a Life Insurance Claim is for an expert attorney like us – you can’t be trying to learn the law on your own AND dealing with the deceptive tactics of the Life Insurance Company and their team of experienced lawyers.

To make things more complicated, there are two main types of Power of Attorney: One which is for healthcare decisions; and a second for other decisions (financial) for a person. 

  • Those other decisions may include handling a life insurance policy, or for life insurance policy benefits to go to a trust.
  • Or, the Power of Attorney may just be for the trust, not even for a person.
  • And if there are Changes in Beneficiaries or Beneficiary Disputes, issues can get even more complicated.

The possibilities are broad, and the chances of them being not followed or understood is very high. That’s why you need an expert in these matters who will ensure that these legal requirements will be followed.

We have done this a lot.  We take the time to know you and your case.  We start working for you NOW.  We communicate with you, respond to your calls, are available to you.  We focus on how to win your case.  If you have a problem getting your life insurance claim paid, rescission, beneficiary disputes, or your policy has been cancelled or has other issues on it, you need to contact Life Insurance Lawyer NOW.com or life insurance justice.com.  Use the form on our site, or email us, or call (888) 997-4070 or (818) 937-0937 to speak directly to an experienced life insurance lawyer.   We are the best life insurance lawyers around, and we are real lawyers, not a lawyer referral service or “middleman”, we are here for you NOW.

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Medical Authorizations From A Life Insurance Company

Medical Authorizations From A Life Insurance Company

Have You Received Medical Authorizations From A Life Insurance Company?

Why does a Life Insurance Company demand that you sign Medical Authorizations?

Many of our clients wake up late to the fact that the life insurance company is doing everything they can think of to avoid paying the life insurance benefits.  Even when our client talks to a nice sounding person on the phone about the life insurance claim, be assured that the claims personnel are following a carefully prepared program with only one goal in mind – NOT paying you the policy benefits. And requesting Medical Authorizations is one of those indications.

Medical Authorizations From A Life Insurance Company Means One Thing Only

If a life insurance company is going to pay the benefits, it is easy, they just pay the benefits.  When they start asking for medical authorizations, they are NOT using those to pay the life insurance benefits – they are going to use those to get the last twenty-years of medical records, all to use in a calculated plan to not pay you any benefits.  Surprised?  We won’t be.  This has been in the playbook of the life insurance companies for years, and we have fought it for years.  Don’t let the life insurance company trick you into signing possibly unrequired documents for its own benefit and use, to keep you away from the benefits that you need.

The Life Insurance Company Is NOT On Your Side – Their Goal Is To NOT Pay You.

The life insurance claims person will work really hard to convince you to sign the medical authorizations.  “A routine form”, they will say, “we send it out to help get the claim paid”, or “no one’s ever questioned doing it before…”  All these statements are untrue, or at most, incomplete.

The life insurance company has many lawyers working for them, and has a strategy that the life insurance company has used many times, which is to avoid paying policies.  You may not believe that these companies work hard to avoid paying policies, but they do.  Even small policies, especially big policies, whatever is possible, they use it.

  • The happiest place for a life insurance company to start looking for “misrepresentations” so they can rescind the life insurance policy and not pay any policy benefit claim.
  • The first step is of denying a claim is getting years of past medical histories and records for people who are already gone, and can’t even answer for themselves.
  • The second step is finding any bit of information that can be interpreted in their favor to deny your claim.

Part of their goal is to bury you with meaningless paperwork and have you scrambling around for documents. Don’t let this happen to you and your right to benefits.

Have you suffered the unexpected loss of a loved one, only to have a claim for life insurance benefits delayed, or denied?  Do you get the feeling that the life insurance company is doing everything it can to avoid paying the claim?

Has the life insurance company sent you a letter stating that they are rescinding the policy, making a rescission, or just sending back the insurance payment? Especially if your loved one had the policy for less than two years before passing away, the life insurance company can become very aggressive at seeking to avoid the policy payment.  Rescission is a favored strategy of the life insurance company, if the policy was issued less than two years before the death.

We have done this a lot.  We take the time to know you and your case.  We start working for you NOW.  We communicate with you, respond to your calls, are available to you.  We focus on how to win your case.  If you have a problem getting your life insurance claim paid, rescission, beneficiary disputes, or your policy has been cancelled or has other issues on it, you need to contact Life Insurance Lawyer NOW.com or life insurance justice.com.  Use the form on our site, or email us, or call (888) 997-4070 or (818) 937-0937 to speak directly to an experienced life insurance lawyer.   We are the best life insurance lawyers around, and we are real lawyers, not a lawyer referral service or “middleman”, we are here for you NOW.
We can help.  Call LifeInsuranceLawyerNOW.com at (888) 997-4070, or (818) 937-0937, or send an email to us in the form on the side of the screen.  We are highly experienced lawyers, not paralegals, and we know this area.  We get right to it with you and the insurance company, and get many claims paid right away.  If court is necessary, we are regular Federal litigators and will push the life insurance company hard for the well being of you and your family.  We respect you, deal directly with you, and understand not only the law and facts, but what you are going through.  We are here to help.  Contact us as soon as possible, to get your claim paid faster.

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Has The Life Insurance Company Paid The Wrong Beneficiary?

Has The Life Insurance Company Paid the Wrong Beneficiary?

Is there is another person – the wrong beneficiary – claiming to be the proper beneficiary of your life insurance benefits? If the life insurance company doesn’t hear from you, and better, from your lawyer, and goes ahead and pays the wrong person, that makes it much much harder to obtain those funds.

Even if there are clear facts showing that you should have been paid, and not the person who the life insurance company actually paid, once the money is paid out by the life insurance company, it is very very hard to get that money back. The life insurance company won’t always stop paying the wrong person just if they hear from you.
You need an experienced lawyer on your side to really be sure that the life insurance company won’t do the wrong thing, and pay the wrong person.
It is terrible for us to hear from you, our client, that the life insurance company has already paid some shady person who created or coerced a change of beneficiary designation form. Life insurance companies run off of written forms and paperwork. Even if you know that someone has done something wrong, the life insurance company is likely to just follow the paperwork.
We Will Make Sure That The Life Insurance Company Pays You – The Right Beneficiary.
Once the money is paid, we won’t say that it is too late, but that situation is much harder to actually recover. The goal of the insurer is to avoid any payment of the life insurance benefits. But once there is no defense to avoid payment, the life insurance company isn’t really interested in exactly who gets the money. The first step for you is to get a free consultation from us, so you can understand the life insurance claim process and get protection.

We Are Expert Attorneys And Have Worked For Life Insurance Companies.
We have done this a lot. We take the time to know you and your case. We start working for you NOW. We communicate with you, respond to your calls, are available to you. We focus on how to win your case. If you have a problem getting your life insurance claim paid, rescission, beneficiary disputes, or your policy has been cancelled or has other issues on it, you need to contact Life Insurance Lawyer NOW.com or life insurance justice.com. Use the form on our site, or email us, or call (888) 997-4070 or (818) 937-0937 to speak directly to an experienced life insurance lawyer. We are the best life insurance lawyers around, and we are real lawyers, not a lawyer referral service or “middleman”, we are here for you NOW.
Have you suffered the unexpected loss of a loved one, only to have a claim for life insurance benefits delayed, or denied? Do you get the feeling that the life insurance company is doing everything it can to avoid paying the claim? Has the life insurance company sent you a letter stating that they are rescinding the policy, making a rescission, or just sending back the premiums paid? Especially if your loved one had the policy for less than two years before passing away, the life insurance company can become very aggressive at seeking to avoid the policy payment. Rescission is a favored strategy of the life insurance company, if the policy was issued less than two years before the death.

We can help. Call LifeInsuranceLawyerNOW.com at (888) 997-4070, or (818) 937-0937, or send an email to us in the form on the side of the screen. We are highly experienced lawyers, not paralegals, and we know this area. We get right to it with you and the insurance company, and get many claims paid right away. If court is necessary, we are regular Federal litigators and will push the life insurance company hard for the well being of you and your family. We respect you, deal directly with you, and understand not only the law and facts, but what you are going through. We are here to help. Contact us as soon as possible, to get your claim paid faster.

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How We Work Your Life Insurance Policy Details for You

How We Work Your Life Insurance Policy Details For You

What good is a lawyer? Here is how we work your life insurance policy details for you.  Here it is, Sunday night, and we are reviewing 1,200 pages on an insurance company file.  How this case works out determines if our clients have the security intended by the life insurance, and get their claim paid, or just more suffering.  The file is huge, with hundreds of details and insurance legalese.

Do you want to read all these pages yourself?  Do you know what is the most important fact to find, maybe the one that will win the case quickly? Do you understand rescission and interpleader? We have decades of experience in life insurance negotiations and litigation.

We do.  Even more, we love reading every page.  We love reading everything, and finding the most important new facts to win.  We have read every page and found the hidden treasures for more than twenty years.

When you hire a life insurance lawyer NOW.com, you get our expertise, our experience, our hard work ethic, working for you.  You don’t have to lift this weight – literally 1,200 pages isn’t light.  You don’t have to use your precious time, when you are worried and grieving, to try to find something important in this mess of documents.  We will do it, and do more, for you and your family.

We Are Expert Life Insurance Attorneys – And Have Worked For Life Insurers.

How often do you read legal documentation from insurance companies? Do you understand what you are reading?  Even more, do you know the importance of what each paragraph means, and how to use it to get the case won, the claim paid, now? 

We do.  We just found the key document and information on this client’s case.  Because of this new, important fact, stuck deep in the documents that we are reading this evening, our client’s claim is going to get paid, now.  Do you really want to go it alone, in this complicated, document intensive world, or do you want a life insurance lawyer NOW. Com lawyer working hard and smart, for you and your family?

We have done this a lot.  We take the time to know you and your case.  We start working for you NOW.  We communicate with you, respond to your calls, are available to you.  We focus on how to win your case.  If you have a problem getting your life insurance claim paid, rescission, beneficiary disputes, or your policy has been cancelled or has other issues on it, you need to contact Life Insurance Lawyer NOW.com or life insurance justice.com.  Use the form on our site, or email us, or call (888) 997-4070 or (818) 937-0937 to speak directly to an experienced life insurance lawyer.   We are the best life insurance lawyers around, and we are real lawyers, not a lawyer referral service or “middleman”, we are here for you NOW.

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2 Ways Life Insurance Companies Count on You Giving Up Your Claim

2 Ways Life Insurance Companies Count on You Giving Up Your Claim

They count on you giving up your rights to the benefits.  They know fighting with a huge life insurance company isn’t easy for people.

1. That’s why one of their tactics is to bury you with paperwork – all the while pretending that they are on your side.

You might think that once they get some answers, that your just and prompt payment will follow – think again. More documentation will be sought, and more frustration will ensue. But this was their plan all along – although you didn’t know it. But we do – we’ve been on their side before, and know how they operate.

2. Most lawyers want to avoid these fights, too.  These are often Federal cases in United States District Courts, which have their own very complex rules and regulations, which must be followed to the letter. We don’t shy away from these fights – the insurers tricks won’t work on us.

People who have a right to life insurance benefits have suffered a serious loss of a loved one.  The death of a loved one is among the most stressful of life events  –  life insurance companies know all this, and count on you giving up, not finding the right lawyer, and just going away.   While they send you a letter expressing their condolences, at the same time they will conduct a “contestibility investigation” or consider paying the wrong beneficiary.

A life insurance company is in a real position of trust, when you need that policy paid.  We hope that many times they do the right thing.  But more and more, life insurance companies are dominated by financial engineering and an eye towards profits. Lets face it: few life insurance policies are ever called upon to actually pay the life insurance benefits.  Those benefits can be substantial, and avoiding the payment of a few benefits can lift a life insurance companies profits.

You need to be strong in a time like this.  You are already doing the right thing, to find an experienced attorney.  You question whether the life insurance company is being fair, and you have found us.  That is the most important part.

Without the right counsel on your side, experienced, knowledgeable, aggressive counsel such as our firm, the life insurance company has all the skills, power and leverage.

We have done this a lot.  We take the time to know you and your case.  We start working for you NOW.  We communicate with you, respond to your calls, are available to you.  We focus on how to win your case.  If you have a problem getting your life insurance benefits, rescission, beneficiary disputes, or your policy has been cancelled or has other issues on it, you need to contact Life Insurance Lawyer NOW.com or life insurance justice.com.  Use the form on our site, or email us, or call (888) 997-4070 or (818) 937-0937 to speak directly to an experienced life insurance lawyer.   We are the best life insurance lawyers around, and we are real lawyers, not a lawyer referral service or “middleman”, we are here for you NOW.